Borrowers commence the process by submitting an initial loan proposal form. This is the pivotal starting point where we collect crucial transaction details to evaluate the request's viability.

In response to your proposal, we promptly furnish a comprehensive loan summary on the same day. This document elucidates the loan terms, fees, and charges, ensuring complete transparency.

Within 24 hours of receiving the borrower's confirmation, we formalise the preliminary loan outline into an official Letter of Intent. Borrowers are required to sign this document, remit a $1500 due diligence fee, and confirm their commitment to proceed.

Borrowers are tasked with submitting a thorough loan application, including all requisite supporting documents. This step is critical for the assessment of the loan request.

Simultaneously with the application, we commence the valuation process, ensuring there are no undue delays. Valuation is typically completed within 2-5 business days, with our panel of valuers assessing the collateral's value.

Within 48 hours of receiving the valuation report and pending documents, our team conducts an extensive due diligence analysis. The findings are then presented to the credit committee for the final approval.

Upon the successful completion of due diligence, we issue formal approval on the same day. Borrowers receive a formal approval letter that necessitates signing and prompt return.

Within 24 hours of receiving the signed formal approval letter and partial payment of legal fees, we initiate the preparation of comprehensive loan documents. These documents are prepared once full legal fees are received.

Within 48 hours of receiving scanned loan documents, our legal team meticulously verifies the signed documents, seeks any missing information, and prepares for the settlement process.

Within 24 hours of verifying the loan documents, we expedite the settlement process. This signifies the official completion of the loan, with funds disbursed to the borrower.